Terms of Service
These Terms of Service ("Terms") govern your access to and use of the Altonbarnes website, tools, and related services (collectively, the "Service"). Please read them carefully before using the Service.
Last updated: a general draft provided for editing purposes. This document does not constitute legal advice and should be reviewed by qualified counsel before publication.
1. Acceptance of Terms
By accessing or using the Altonbarnes website or any associated tools, analysis outputs, or materials (the "Service"), you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Service.
2. Description of Service
Altonbarnes provides access to AI-driven predictive analysis tools intended to support users in evaluating personal capital allocation and diversification decisions. The Service is informational in nature and is not a substitute for independent research, professional advice, or due diligence.
Altonbarnes does not place trades, manage accounts, custody funds, or execute transactions on behalf of users. Any decisions made using outputs generated by the Service are made solely at the user's own discretion and risk.
3. No Financial Advice
Nothing provided through the Service constitutes financial, investment, legal, or tax advice, nor a recommendation or solicitation to buy, sell, or hold any asset. Altonbarnes is not a regulated financial advisor, broker-dealer, or investment manager. You should consult an appropriately qualified, independent professional before making any financial decision.
4. Risk Acknowledgement
Capital allocation and diversification activity carries inherent risk, including the possible loss of some or all capital invested. Past performance, modeled outputs, or historical data referenced by the Service are not reliable indicators of future results. By using the Service, you acknowledge and accept these risks as your own responsibility.
5. Eligibility and Account Use
You must be of legal age in your jurisdiction of residence to use the Service. You are responsible for maintaining the confidentiality of any credentials associated with your access and for all activity that occurs under your account. You agree to provide accurate information when interacting with the Service.
6. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, reverse engineering or scraping any part of the Service, interfering with its normal operation, or using it for unlawful purposes. Altonbarnes reserves the right to suspend or terminate access for any user found in breach of these obligations.
7. Intellectual Property
All content, software, design elements, trademarks, and materials associated with the Service are the property of Altonbarnes or its licensors and are protected by applicable intellectual property laws. No license or ownership right is granted to you other than a limited, non-exclusive, non-transferable right to access the Service for personal use in accordance with these Terms.
8. Third-Party Links and Services
The Service may reference or link to third-party content, tools, or services that are not owned or controlled by Altonbarnes. We do not endorse and are not responsible for the accuracy, legality, or availability of any third-party material. Your interactions with third parties are solely between you and them.
9. Disclaimer of Warranties
The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Altonbarnes does not warrant that the Service will be uninterrupted, error-free, or free of inaccuracies.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Altonbarnes, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of capital, loss of profits, or loss of data, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Altonbarnes and its affiliates from any claims, liabilities, damages, losses, or expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
12. Changes to the Service and Terms
Altonbarnes reserves the right to modify, suspend, or discontinue the Service, in whole or in part, at any time without prior notice. We may also update these Terms periodically. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms. We encourage you to review this page regularly.
13. Termination
We may suspend or terminate your access to the Service at our discretion, including for suspected violation of these Terms, without liability to you. Upon termination, provisions of these Terms that by their nature should survive will continue to apply.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Altonbarnes operates, without regard to conflict of law principles. This section is a general placeholder and should be finalized based on applicable jurisdictional requirements.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
16. Contact
Questions regarding these Terms may be directed through the contact channels provided on our Contact page.
Use the Service with informed judgment
Altonbarnes is designed to support, not replace, your own research and decision-making process. Outputs generated by the Service reflect modeled analysis and are not guarantees of outcome. You remain solely responsible for any financial decisions you make.
- Review all outputs critically before acting on them.
- Consult an independent professional where appropriate.
- Never allocate capital you cannot afford to risk.